Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

Specialty Appointments

For Wealth, Financial Counseling, and Mortgage Lending appointments, please follow the steps below.

Wealth Management

For help with retirement, rollovers, and portfolio management, call 850-505-3200 ext. 8332 to meet with a licensed Wealth Manager.

Financial Counseling

For help with your finances, schedule an appointment with a Financial Counselor.
Meet with a Financial Counselor

Mortgage Lending

For all Mortgage appointments, please call 850-505-3200 ext. 8360 or email the Mortgage Department.

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Compare rates in:

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1.0% APR*

Pen Air
PROD, TERM

2.0% APR*

National Average
PROD, TERM

YOU'LL SAVE $ 00 Congratulations, you already have a great rate! Click to learn more about our services and to see how we can help you save.

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Pen Air Credit Union outperforms the National average as of January 17, 2026 earning a Datatrac Great Rate Award®. Source: Datatrac. Based upon independent research conducted by Datatrac for 153 financial institution locations in National as of January 17, 2026.

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Rate comparisons

At PenAir, we strive to have the most competitive loan and deposit rates around while providing genuinely personal service you just don’t get at other financial institutions.

Our members saved $36.6 million last year^*

Compare our rates versus:

PROD NAME

Pen Air

0.0% APR*

National Average

0.0% APR*

$999

Savings over 5 years Apply Now

APR = Annual Percentage Rate. Rates are effective as of June 02, 2026 and are subject to change. Savings amounts and percentages shown are estimates provided for illustrative purposes only and are not guaranteed. Comparisons are based on third‑party market data provided by Datatrac. Estimates are calculated using specific assumptions, including loan amount, loan term, and credit tier. Actual rates, payments, and savings may vary based on individual creditworthiness, loan terms, product type, and market conditions. Not all applicants will qualify for the rates or savings shown. PenAir membership and eligibility requirements apply.